Prospective tenants are able to find low income-based apartments through the HUD public housing program, reports the U.S. Department of Housing and Urban Development. Alternatively, tenants are able to find HUD-subsidized, privately owned apartments using a search engine on the HUD website, according to About.com.
The public housing program provides low-rent apartments in housing facilities managed by local public housing agencies, states HUD. Eligibility for public housing units is based on a prospective tenant's annual gross income. The housing agencies give priority to the elderly, the disabled and families. Income limits vary from area to area because they are based on the median income of the specific metropolitan area or county. Often the demand for public housing exceeds the supply, so the housing agency has a waiting list of eligible families.
Many private landlords also receive funds from HUD, so they offer apartments at reduced rates to low-income tenants, reports About.com. To access the search engine, go to the main page of HUD.gov, select Rental Assistance under the Topics Area tab, and click Search for an Apartment, according to HUD. Select the state, and enter the city, county or ZIP code along with the type of apartment desired and the number of bedrooms needed. The listing gives the names, addresses, phone numbers and sometimes emails of prospective properties.