Q:

Where can you find life insurance mortality tables?

A:

Quick Answer

A mortality table, also called an actuarial life table, is available at SchuermanInsurance.com and LifeExpectancyCalculators.com. These tables help insurance companies determine rates for life insurance policies.

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Full Answer

There are two types of mortality tables that fall within the actuarial life table category: the period life table and the cohort life table. A period life table displays the projected mortality rates for a specific time period and population. A cohort life table shows the overall mortality rate for a specific population's lifetime. For that reason, it is often called a generation life table. These tables are used in a variety of ways to help gauge life expectancy.

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