Q:

Where can you hire a financial advisor for planning a cruise?

A:

Quick Answer

Most local banks provide a financial advisor with whom their clients can meet without charge. This advisor can open an account specific to saving for the cruise and can set up automatic withdrawals to go into this fund. The major cruise lines, such as Norwegian, also allow for pre-payment plans.

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Full Answer

After making an initial deposit, a Norwegian passenger has until 75 days before the cruise to pay in full.

For more in-depth advise, look for a financial planner who has passed the test administered by the Certified Financial Planner Board of Standards. Ask friends or co-workers for personal recommendations of local financial planners. It’s also possible to find a planner on the website of the National Association of Personal Financial Advisors (NAPFA.org). Explain to potential advisors how much help is needed—if it’s simply to discover how to save money for a cruise, it may or may not be worth their while.

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