You can file travel insurance claims by getting all the necessary documentation to support your claim and contacting your insurance company as soon as possible, reports Travel Insurance Review. If you cancel your trip due to illness or a medical emergency, you must see a doctor and obtain medical documentation.
It is important to call your insurance company as soon as you decide to cancel your trip to inform it of the situation, advices Travel Insurance Review. Your insurance company should advice you on documents and treatment you need to expedite the claims process. If you need to cancel your trip due to an illness, see a doctor and get the relevant documents to prove to your insurance company that you cancelled your trip on doctor's orders.
Always have all the necessary documents ready to support your claim, states Allianz Global Assistance. This includes the original unused plane ticket, itemized bills for all expenses, vacation rental contract and a letter from a travel agent or tour operator stating that costs for your trip are not refundable. If a doctor advised you to cancel the trip, you need a physician statement form. For car collision and stolen luggage, you may need a police report, according to Travel Insurance Review.
In case of medical emergencies, handle the emergency first, and then call your insurance company as soon as the emergency situation is under control, states Travel Insurance Review. Your insurance provider may advise you on the best hospitals, or even arrange transportation and care.