A creditor, the IRS, recipients of child support and a contractor can all file a lien on a house. In addition, in California a spouse may also file such a lien, notes Nolo. In addition to real estate, liens can also be placed on personal property.
A creditor may place a judgment lien on a house if he wins a court case, says Nolo. The IRS can place a lien on a taxpayer's home if he fails to pay his taxes, which sometimes happens to individuals who are self-employed, unemployed or don't have steady employment. Child support recipients may choose to file a lien until alimony or child support payments have been paid in full.