The Kentucky Employees' Health Plan is for government employees and retirees at the state and local levels, according to the Commonwealth of Kentucky. Eligibility is restricted to Kentucky state government employees, retirees, local school board members, or city or county government employees.
The Kentucky Employees' Health Plan is a nonprofit, self-funded plan that is run by its members for their benefit. There are four plan options in 2015 from which enrollees can choose, as noted on Ky.gov. They are the LivingWell CDHP, LivingWell PPO, Standard PPO and Standard CDHP plans.
New employees can enroll online by logging in to the Kentucky Human Resource Information System. Retirees from state and local government must contact their retirement system for an application and information about how to enroll, advises Ky.gov.
There is an annual open enrollment period in October for members who want to change plans or adjust their benefits, explains Ky.gov. In addition, members can alter their plans when a qualifying event has occurred that changes their lives. These events include the birth of a child, marriage, divorce or loss of coverage. Members have 35 days in the case of a marriage or divorce to change their enrollment. Having a baby or adopting a child are events that require members to submit paperwork within 60 days.