Q:

How can you enroll in a Blue Cross senior plan?

A:

Quick Answer

Service providers offer a variety of options by which senior citizens may enroll themselves in a Blue Cross plan. For example, Blue Cross Blue Shield of Minnesota accepts electronic enrollment through an online enrollment tool or by sending a complete enrollment package to the organization's mailing address, reports BCBS Minnesota.

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Full Answer

Enrollment into a Blue Cross plan for seniors requires applicants to complete an insurance suitability form, a Medicare supplement application or a Medicare supplement application with health history, and a monthly automatic withdrawal form, explains BCBS Minnesota. The state also permits enrollment over the telephone. BCBS in other states also offers telephonic enrollment or through regular mail. In some cases, the enrollment forms must be accompanied by the applicable premium payment, as is the case with BCBS of Western New York. Payments may be made by check, money order or credit card.

Some Blue Cross providers permit an applicant to review a list of plans and associated qualifications by sending them a pre-enrollment kit, as is the case with Capital BlueCross. Applicants may choose senior plans through an HMO or a PPO if they are already covered by Medicare. Some providers such as BCBS of North Carolina offer supplemental dental plans for seniors that require additional premiums and a separate enrollment process.

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