Where Can I Find Current IRA Rates?


Quick Answer

USAA.com and DepositAccounts.com provide current IRA rates. Both sites give rates for IRA CDs only. Depending on what assets an IRA owns, it may be necessary to consider the rates of other investment types, such as annuities, bonds or securities, as stated by About.com

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Where Can I Find Current IRA Rates?
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Full Answer

USAA.com provides current interest rates for standard, jumbo and super jumbo CDs in terms ranging from one to seven years. The webpage has a tab for annual percentage yield and a tab for interest rates. The qualitative difference between the two measurements is that the former does not account for when the interest rate is applied, and the latter does, as stated by About.com.

DepositAccounts.com features information on current IRA CD rates for various banks and credit unions. The rate table displays customized results that change according to the information provided by the user, such as state and deposit amount. The search results include annual percentage yield rates and the rate history of IRA CDs at a given bank or credit union.

Both interest rates and annual percentage rates are subject to change, says USAA. Rates on DepositAccounts.com reflect those of the region closest to a given bank's headquarters. While every effort is made to ensure that the rates are accurate, accuracy cannot be guaranteed, cautions DepositAccounts.com.

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