A free credit score is available from several websites, including AnnualCreditReport.com, FreeCreditScore.com, CreditKarma.com, Mint.com and CreditSesame.com. AnnualCreditReport.com is the official site authorized by the Federal government for receiving annual credit reports at no charge.Continue Reading
Of these websites, FreeCreditScore.com is the only one that requires a credit card number to obtain a free credit score. As of 2015, the company offers a seven-day free trial, then charges $12.99 per month for credit monitoring services from the Experian credit bureau.
CreditKarma.com offers credit scores and reports completely free from the TransUnion bureau. In addition to free credit scores and reports via the Equifax bureau, Mint.com offers a suite of free services for tracking and managing personal finances. CreditSesame.com offers free credit scores and reports from the Experian bureau. The website also features free credit and debt analysis and free identity theft insurance and restoration services.Learn more about Credit & Lending