Consumers can get their credit reports mailed to them or access them online from Annual Credit Report. This site offers one free copy of credit reports for all consumers, as required by law, according to its website.
To access a credit report, navigate to the Annual Credit Report website, and click on "Request Your Free Credit Reports." This will open a page that requires a visitor to fill out one form to request reports with one to three of the major credit reporting bureaus. Visitors select the reports they want, and then they answer some questions to prove their identities before being transported to each individual credit reporting site to view the report, print it or request a mailed copy, according to Annual Credit Report.
Reports requested by mail take up to 15 days to arrive following receipt of the request, according to the FTC.