To get a free credit score from Credit Karma, log onto their site and register. An email with the credit report will be returned within a few minutes. Credit Karma is a free service.
A credit score is a three-digit number that is calculated from buying history based on information taken from lenders. The score ranges from a low or poor credit rating beginning at 300 to an excellent credit rating up to 850.
A credit report is a record of borrowing and repaying practices. It includes history of information about late payments and bankruptcy. Credit Karma offers free services to monitor credit usage and check for unusual patterns, and it will notify members when a new account has been opened in their name.
Members of the company have access to information and services with Credit Karma partners for auto loans, personal loans, student loans and business loans. Other services available include information on:
- Best credit cards
- Comparison with all credit cards
- Balance transfer credit cards
- Low interest credit cards
- Cash back credit cards
The company has partnered with several auto insurances companies where members can provide a simple profile including the members credit score provided by Credit Karma and get a quote on the site. The insurance companies listed are:
- 21st Century
- Bankrate Insurance