Q:

How can a checking account be used for purchases online?

A:

Quick Answer

Pay online with a checking account through a payment service such as Paypal or Google Wallet or by using a debit card associated with the account. Some online retailers such as Amazon.com and Sam's Club allow shoppers to enter the routing and account number to pay directly from the account.

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How can a checking account be used for purchases online?
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Full Answer

Paypal and Google Wallet users enter their checking account numbers directly with the selected service. When shopping with an online retailer that accepts Paypal or Google Wallet, the user enters that service account information. The money comes out of the user's checking account.

Debit cards associated with checking accounts work like credit cards when shopping online. The user enters the debit card information in the credit card section of the payment screen. The amount due comes out of the user's bank account.

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