How Can You Cash a Check Without an ID?

Cash a check without identification by cashing it at a bank where you have an active account. If the bank requires identification, cash the check by endorsing it, depositing it into your account and then withdrawing from the account.

Another way to cash a check without showing identification is to endorse the check and then use an ATM machine that supports check-cashing services. Grocery stores, gas stations, payday loan centers and convenience stores often cash checks without identification. These locations, as well as check-cashing ATM machines, often charge a flat fee or percentage fee to cash the check.

Most reputable banks do not cash checks unless the payee has an account with the bank or presents photo identification. Some banks require up to two forms of identification before cashing a check for someone who does not have an account.