Can You Cash a Check at an ATM?

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While a check generally cannot be immediately cashed at an ATM, it can be deposited into the cardholder's account via the machine. The process involves filling out a deposit slip and swiping the ATM card to ensure the check is deposited into the correct account.

After endorsing the check and filling out a deposit slip, a cardholder can swipe his ATM card and enter the associated PIN. Once the account is accessed, a deposit option is usually made available by the machine. The system asks the amount on the check. After inputting this information, the cardholder places the check and deposit slip inside an envelope and inserts it into a slot in the machine.