Budget worksheets are available for download on the websites for Bank of America, American Consumer Credit Counseling and Federal Trade Commission. An interactive online version is also available on the National Foundation for Credit Counseling website.
A budget helps individuals and families take control of their finances. It lays out their incomes and expenses, making it easier for them to discover areas where they might be able to cut back on expenditures. A budget can also help people set goals and make plans for the future. A budget worksheet is a template that people may use as a basic foundation for creating a budget. Most budget worksheets can be customized to fit specific needs.