It is possible to apply for a Target REDcard online, by mail or in person at a Target store. Certain personal information is needed to apply, including Social Security Number, driver’s license and other identifying information.
The Target REDcard is available as a credit card or a debit card. The credit card supplies a specific line of credit based on the applicant's credit score and other factors. The debit card is linked to a person's checking account and draws funds directly from this account. Both cards have no annual fee and may be used to make purchases at Target stores or at target.com.