To apply for a RushCard prepaid Visa debit card, visit RushCard.com, click Get a RushCard and pick out the card then click Select This Card. Next, choose the rate plan you want from either the Rush Unlimited Plan or the Pay As You Go Plan, click the tab underneath your selection and hit the Continue button. On the following page, enter your personal information and click Agree & Continue. All deposits are FDIC-insured, and the card features Visa's zero-liability policy.
Once you've signed up for the RushCard Visa, the card arrives within seven to 10 business days of successful ID verification, according to RushCard. After activating this card online or by phone and creating a personal identification number, you may deposit money via direct deposit from your employer or from government benefits, by loading paper checks at Wal-Mart locations or by purchasing a GreenDot Reload @ the Register pack, a Western Union reload or a MoneyGram.
This card requires no fees, as of November 2015, or credit checks, and it allows cardholders to make purchases anywhere that accepts Visa or MasterCard. Cardholders can also withdraw cash at ATM machines using the PIN created at sign up, and when they use in-network machines, they incur no fees. Some extra cardholder features include the ability to move money between RushCard accounts, free Rush BillPay services, free text alerts and a mobile app that lets cardholders manage their accounts while on the go.