How Can You Apply for a PayPal Credit Card?


Quick Answer

A PayPal credit card can be attained from PayPal's official website by using the online application feature. In addition to an online application, PayPal's website includes general information, frequently asked questions and terms and conditions to consider before applying.

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Full Answer

PayPal credit is accepted at numerous locations and online stores. The annual percentage rate, or APR, is 19.99 percent as of February 2015. Late payments are subject to late fees. To apply for a PayPal credit card, these steps should be followed.

  1. Visit the PayPal website
  2. PayPal's credit website displays the different options for credit cards, featuring the details of special offers as well as fees and the APR.

  3. Click on Apply Now
  4. The website will present the user with two choices after clicking on Apply Now. Either the user will log in with an existing PayPal account or continue without logging in.

  5. Input personal information
  6. The user will then be asked to enter personal information in order to determine if they qualify for a line of credit.

  7. Receive credit line, if approved
  8. Depending on the user's credit score and other personal information, he or she will be either approved with a specific line of credit or rejected.

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