Typically, apply for a checking account online by visiting the website for the bank, navigating to the Personal Checking page and clicking the Apply Now button for the account type of your choice. During the online application, provide your Social Security number, driver's licence number, name and address and link an external account to pay the initial deposit.
Applying for a checking account online follows the same procedure as applying for one in-person, though you do not need to submit physical copies of your personal documentation to the bank during the online application. Instead, you must provide the appropriate information and answer questions to verify your identity; typically, through a third party service that checks public records. You also need to have an existing funding source, such as a checking account with another bank, with which to pay your initial deposit. Online bank applications do not accept checks, cash or online payment services for the initial deposit.
It is important to choose the type of account that best suits your needs before beginning the online application, as you are unable to change the account until after opening it. Each bank includes details about the benefits of its different accounts, such as earning interest or offering a low minimum monthly balance. The site also explains the requirements for the account, which you must meet to apply.