There are multiple online payment processors that allow small businesses or individuals to accept payments, according to Cynthia Drake for CreditCards.com. This includes Google, PayPal, ProPay and Square. Internet access and a laptop or mobile device are required.
PayPal is a popular option for accepting credit card payments since it works online and in person, such as for businesses that sell items at craft fairs, says Drake. The online service only requires the customer to have the business' email address to send a credit card payment. The customer does not need to have a PayPal account. Another option is to have a website or blog with the PayPal "Pay by Credit Card" button. This goes directly to the business owner's PayPal account.
PayPal also has a credit card reader that works anywhere, explains PayPal. The card reader fits on top of a mobile device and allows the business owner or individual to swipe a debit or credit card for payment. There is a 2.4 percent fee for every transaction.
ProPay is another option for accepting credit card payments online or in person, states Drake. This payment processor also has a credit card reader that allows for selling items at flea markets, garage sales or craft shows. There is an annual fee and a 3.5 percent fee for every transaction, as well as an additional $0.35 fee for each transaction.