What Is a Business Debt Schedule?

A business debt schedule consists of a detailed list of the debt the business has incurred, such as loans, contracts, leases and notes payable, according to Fundera. The business debt schedule typically only includes long-term debt versus daily expenses incurred by a company.

When compiling a business debt schedule, include details such as the creditor or lender, current balance, original amount of debt, and the interest rate, according to Fundera. Each component of debt should also include the monthly payment, due date, maturity date and collateral, if applicable.

A business debt schedule is used by businesses to quickly assess debt when making business decisions or negotiating with creditors, according to Fundera.