A budget planner worksheet is a written spending plan that allows the user to plan how he spends his money in a future time period. Typically, a user fills out a budget planner worksheet at the beginning of each month.
A budget planner worksheet helps the user organize his spending by categorizing income, fixed expenses, non-fixed expenses and unplanned expenses. This worksheet allows the user to see his monthly finances in a simple, straightforward format.
Budget planner worksheets often include categories such as income, rent or mortgage expenses, utilities expenses, phone expenses, food and groceries expenses, miscellaneous expenses, and debt repayments. The most common type of budgeting format is a zero-based budget.