Q:

What is Bluecross Advantage?

A:

Quick Answer

BlueCross Advantage is a Medicare Advantage plan, or Part C Medicare plan, that provides services covered under both Part A and Part B medical coverage with extra services, according to BlueCross. It differs from Original Medicare in that it generally requires lower copayments.

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Full Answer

BlueCross Advantage covers medical expenses such as inpatient care, rehabilitation and skilled nursing care. It also covers hospital expenses such as doctor’s visits, laboratory tests and X-rays, and prescription drugs, explains BlueCross. Additional benefits include the SilverSneakers Fitness Program, which is designed for to promote the wellness, health and fitness of adults who qualify for the plan; a 24-hour nurse hotline; and special discounts on products such as Beltone hearing aids. If the plan member is hospitalized 150 miles away from their residential area, a transfer is made to a hospital near home courtesy of Air Medical Services ambulances at no extra cost.

To be eligible, an enrollee must reside within the service area with which the company provides the service. An enrollee must also be eligible for both Plan A and Plan B of Medicare, according to BlueCross. Due to federal guidelines, someone with end-stage renal disease, or ESRD, may not be eligible for the same. The cost of the BlueCross Advantage plan depends on the county of residence, and members with more than one residence are required to provide one permanent address.

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