Q:

Does Blue Cross dental offer varying coverage plans?

A:

Quick Answer

BlueCross does offer a variety of dental coverage plans; availability depends on the state in which the member resides and the plan category, such as individual, preferred provider organization, or PPO, and health maintenance organization, or HMO, notes Anthem BlueCross of California. Plans typically at least include basic coverage for cleanings, periodic exams and minor restorations like fillings, while higher tiered plans usually come with coverage for major dental procedures and additional services.

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Full Answer

The coverage plan selected can also determine which dentists BlueCross members can use to receive network benefits, notes BlueCross BlueShield of Tennessee. Deductibles and annual maximum limits can also vary, as well as the premium cost. Those interested in seeing which plan varieties are available to them can visit the BlueCross website for their state, as the site usually has a plan shopping tool.

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