The Blue Cross Dental Blue for Individuals plan includes regular dental check-ups and cleaning as well as routine fillings and extractions. The plan also covers major dental procedures such as crowns, dentures and bridges.
Additional services covered under the Dental Blue for Individuals plan include Bitewing X-rays, pulp testing and annual fluoride cleanings for children under age 18. Emergencies such as palliative emergency treatment and emergency oral examinations, long-term preventative treatments including sealants for members between the ages of six and 15, and space maintainers for members under age 16 are also covered.
Dental Blue for Individuals gives clients a convenient monthly premium with no deductible and no waiting periods for preventative services. There is no fee for cleanings or checkups twice per benefit year.
After meeting the deductible for basic treatments, including endodontics, stainless steel crowns and oral surgery, clients pay 40 percent of the total cost. There is a six-month waiting period for basic treatments.
Anyone under the age of 65 who has not had a Blue Cross Dental Blue for Individuals policy issued within the last 12 months is eligible to receive coverage. This coverage can also include the applicant's dependents, such as spouses, domestic partners and children under the age of 26.