What does the Blue Choice plan by Pacific Blue Cross cover?


Quick Answer

Blue Choice offers a core health plan, to which prescription drugs and dental coverage options are added, says Pacific Blue Cross. The core health plan includes vision care, registered health practitioners and therapists, and hospital accommodations. Moreover, it comes with daily hospital cash benefit, local ambulance coverage, private duty care nursing, traveling within Canada, and medical services and supplies. It also covers accidental death and dismemberment, accidental dental, final expense benefit and survivor benefit.

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Full Answer

There are two prescription drug options: essential and enhanced. The first option takes care of 80 percent of costs associated with prescription drugs eligible thorough PharmaCare. The second option also covers 80 percent of prescriptions drugs eligible through PharmaCare. In addition, it covers prescriptions that aren't PharmaCare-eligible, says Pacific Blue Cross.

The enhanced drug option can come with a Direct Pay Drug card if the individual doesn't have any preexisting medical conditions when applying. This card allows the user to pay only 20 percent of the cost at the pharmacy, without having to submit a claim, according to Pacific Blue Cross.

There are two options for the dental plan as well: essential and enhanced. The essential plan covers diagnosis expenses, preventative and restorative treatments, periodontal cleaning and prosthodontic services. It also covers oral surgery. The enhanced plan covers everything covered by the essential plan plus the cost of major restorative services, endodontics, and complete or partial dentures, notes Pacific Blue Cross.

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