As of October, 2015, Big Lots, Inc. does not offer conventional layaway options. Advertised at Biglots.com, the company instead offers shoppers a 90 day to 12 month leasing program through Progressive Leasing LLC for furniture and seasonal items.
Progressive Leasing LLC's leasing program bases approval on employment and income, not credit score or history. This is verified through a third party consumer agency, without checking the shopper's FICO score. Payments are withdrawn directly from the shopper's bank account each payday. A full list of items available for lease at a given outlet can be obtained from a Big Lots associate.