There are several advantages to purchasing short-term medical insurance from Unified Life, according to UnifiedLife.com. Unified Life offers a range of features as of 2015 including maximum benefits up to $1 million and various choices of coverage period lengths up to 11 months.
Unified Life also offers plan purchasers a number of different deductible choices ranging from $500 to $5,000 as of 2015, notes UnifiedLife.com. Depending on the plan, the purchaser can enjoy an out-of-pocket maximum of as little as $5,000 and a coinsurance payment of just 20 percent, with Unified Life paying 80 percent.
Unified Life Insurance Company offers short-term medical insurance by partnering with the National Congress of Employers, so its members are eligible. Unlike a traditional medical insurance plan, a short-term plan allows plan members to purchase insurance for a specified amount of time ranging from six to 11 months.
Unified Life offers short-term insurance plans to meet the needs of people who are between jobs or who have lost their jobs due to layoffs. These plans are also ideal options for people waiting for employer-provided benefits to begin or who are classified as part-time or temporary employees that do not qualify for traditional coverage. Recent graduates and individuals who lack sufficient health insurance also benefit from short-term plans with Unified Life.