What Are the Benefits of TRICARE?


Quick Answer

TRICARE benefits include health insurance, prescription drug coverage, dental benefits, coverage for mental health services and vision benefits. There are multiple levels of TRICARE coverage depending on the military member or veteran's status with the armed services.

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Full Answer

Exactly what benefits are available to veterans and military personnel varies depending on what plan they have chosen. For example, TRICARE Prime for those on active duty is similar to a managed care insurance plan. This plan offers limited options when choosing providers but does come with lower out-of-pocket costs. TRICARE Extra requires members to choose a network provider, while TRICARE Standard allows members to see any TRICARE authorized provider that they choose.

TRICARE members that are active duty service members can purchase the TRICARE Dental Program for any family members, as do Guard and Reserve members. Retired service members and their families can purchase the TRICARE Retiree Dental Program if they need dental coverage.

Examples of mental health benefits offered by TRICARE include family therapy, psychotherapy, substance abuse treatment and treatment in a residential facility. TRICARE can also cover eating disorder treatment, psychological testing and inpatient psychiatric care. Members can also contact the Military Crisis Line for additional support by calling 1-800-273-8255.

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