Some benefits of a SunTrust online checking account include mobile account access through smartphones, computers and tablets, online bill pay and mobile account alerts, notes SunTrust. Most online banking transactions are free, and customers are able to open a new account in person or online.
All online checking accounts with Sun Trust offer check routing information, direct deposit, online check reordering and foreign currency exchange. Additionally, customers are not charged a fee for using any one of over 2,000 Sun Trust ATMs. Customers who have a linked savings or checking account are eligible for overdraft protection, and banking professionals are available through online chat or over-the-phone assistance.
As of 2015, Sun Trust offers four checking account options: the Everyday account, the EZ account, the Solid Choice Banking account and the Signature Advantage account, notes the bank.The Everyday account is designed for people who use direct deposit. Customers must direct-deposit at least $100 per month and maintain a balance of $500 in order to avoid fees. The EZ account is very similar to the Everyday account, but has no minimum balance requirement. However, customers must use paperless statements and perform at least 10 transactions during the monthly statement cycle to avoid fees. The SunTrust Solid Choice and Signature Advantage accounts offer additional benefits for individuals with multiple accounts or those who have a mortgage with the bank. Depending on various factors, customers must maintain a minimum daily balance of between $5,000 and $500,000 in order to avoid monthly fees.