When customers open a TD Bank checking account, they enjoy free online and mobile banking, access to 24-hour customer service and free use of TD ATMs throughout the United States and Canada, according to TD Bank. Checking account customers may also qualify for loan rate discounts.
Checking account holders with credit approval may qualify for a 0.25 percent rate discount on home equity lines of credit and 0.125 percent off mortgage rates, states TD Bank. Customers can also opt to have overdraft protection on their checking accounts. Customers with online banking can transfer money between accounts and to external accounts. The bank also offers free online bill pay, accepts mobile deposits and provides all checking customers with a debit card.
Customers can choose from several checking account options, advises TD Bank. Seniors can take advantage of the TD 60 Plus Checking account and earn interest on the account balance. Students under the age of 24 can open a fee-free TD Student Checking account. Customers with basic needs can open a TD Simple Checking account with a low monthly maintenance fee. TD Relationship Checking is an option for customers who want to bundle their checking account with other banking accounts. Other checking account options include TD Convenience Checking and TD Premier Checking.