Manulife Financial is a Canadian financial services company operating in Canada, Asia and the United States that offers an array of group benefits programs to organizations including group term life insurance, short-term disability policies, health insurance and dental policies. It operates under the Manulife Financial brand in Canada and under the John Hancock brand in the United States, according to the company. It also sells individual life insurance, long term care insurance, pensions, annuities and investment products.
Manulife sells employee benefits programs to small and medium sized businesses as well as large trade unions, governments and educational organizations, according to the company. It also offers companies the option of full benefits administration services, in which Manulife staffs an employee call center and runs the online benefits portal for use by a company's employees.
Manulife Financial also offers life, health, travel, and disability insurance to individuals through affinity partners including alumni associations, professional societies, retiree organizations and members of retail clubs such as Costco, according to the company. Through its Group Retirement Solutions division, Manulife administers employee retirement benefits including pensions and annuities, profit-sharing plans and retirement savings plans. In addition, Manulife offers investment services and products including college savings plans, mutual funds and private investment pools.