American Express Serve prepaid debit cards offer customers a bank account alternative with no credit checks, hidden fees or minimum balances. These cards can be used anywhere that accepts American Express cards, and customers can reload them online or by phone with a bank account or by direct deposit.
American Express Serve prepaid debit card customers enjoy 24/7 online account management, allowing them to keep track of balances and transactions in real time. Free online bill payment services let cardholders arrange and schedule payments to external businesses directly from their Serve cards, and it also offers free funds transfers between any parties that have a Serve account via the American Express Serve mobile app for Android and Apple devices. Free ATM withdrawals from over 24,000 MoneyPass ATMs round out the benefits provided to American Express Serve prepaid debit card holders.
Individuals who wish to apply for the American Express Serve prepaid debit card may do so at the company's website. On the main page, scroll down to the Looking for a Card section, and click Prepaid Cards. On the next page, click Get a Card to begin the application process. Cards requested online cost nothing, but purchasing one at a retail location costs $3.95, as of March 2015. A fee of $1 per month applies for using this card, but customers who receive a direct deposit or add $500 to their accounts each month incur no fees for use.