NavyArmy Community Credit Union clients earn points on the use of their debit cards that can be redeemed online for rewards, according to the company's website. Rewards include travel experiences, merchandise, and gift cards.
Customers earn half a point for each $100 of PIN transactions and one point for each $100 of signature transactions, according to NavyArmy Rewards. Customers also receive invitations to periodic bonus promotions, which offer 100 extra points for using a debit card a specific number of times in a given month. Customers also earn a 50 percent increase in the points they receive in a given month when they swipe their card more than 40 times during the month.
Customers can also use referral links on the company's website to make online purchases, allowing them to earn specified amounts of points on each purchase by accessing third-party retailers through the credit union, states NavyArmy Rewards. For example, customers earn up to 225 points per $100 purchase from Best Buy and 25 points per $100 for purchases from Dollar Tree as of July 2015.
Customers are mailed points certificates four times a year, and can use the certificate number to redeem their points at NavyArmy Rewards. Example rewards include a Casio thermal label printer available for 500 points, a $25 Bed, Bath & Beyond gift card for 350 points and two PGA Championship tickets for 3,000 points.