What Are Some Benefits of the Legacy Visa From First National?


Quick Answer

With a Legacy Visa credit card from First National Bank, cardholders receive fraud coverage in the event of a lost or stolen card, according to the First National Bank website. There are no hidden fees or penalty annual percentage rates with this card. Cardholders are also able to securely access their accounts online and schedule automatic payments or request text and email alerts.

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Full Answer

Cardholders can make payments on their card via mail or through MoneyGram or Western Union, explains First National Bank. Customers can also make payments online with a checking account or make a payment using the automated phone service. A customer service representative can process a cardholder's debit card payment for a fee. If a cardholder makes a payment before a certain time of day, the payment posts to the cardholder's account on the same day.

Legacy Visa credit card holders can opt to receive free paperless statements by selecting the appropriate option in their online account, notes First National Bank. First National Bank's website uses advanced encryption technology and requires the cardholder to verify his identity to create a secure online environment. In 2015 and 2016, First National Bank is replacing all existing credit cards with chip cards. These cards feature an embedded microchip and are more difficult to counterfeit.

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