Benefits of the JCPenney Credit Card include points redeemable for JCPenney rewards certificates, exclusive savings events and access to special financing options according to the JCPenney Rewards website. The JCPenney Gold and Platinum cards offer additional perks, such as a free birthday presents, special coupon books and occasional gifts.
JCPenney Credit Card holders receive $10 rewards certificates for each 100 points earned on in-store and online purchases according to the JCPenney site. Customers can earn extra points during special promotions held throughout the year, and have access to exclusive coupons, offers and savings events. Cardholders also have access to promotional financing on select items, such as furniture, jewelry and watches. JCPenney Platinum card users also receive invites to free shipping events on the JCPenney website.