Customer benefits of a checking account with BB&T vary depending on which type of checking account the customer has. The BB&T Plus Package provides additional benefits for checking-account customers, including cash bonuses and insurance and health care options. Specific fees and terms for checking accounts vary by state, states BB&T.Continue Reading
Each checking account offers its own benefits, advises BB&T. For example, the BB&T Bright Banking checking account offers free online banking, bill pay and mobile deposit. Customers who set up direct deposit of at least $500 per month are not charged the monthly maintenance fee. The BB&T Fundamentals Checking account has a low fee of $5 per month and does not require customers to maintain a minimum balance. Elite Gold checking offers customer an interest-earning account and doesn't charge fees for incoming wire transfers, official checks or money orders.
BB&T also offers checking accounts designed specifically for students and seniors. The BB&T Senior Checking account waives the monthly fee for customers with direct deposit in the amount of $500 or more. The BB&T Student Banking account has no minimum balance and waives the BB&T fee on four non-BB&T ATM transactions each month.
Customers who choose to add the BB&T Plus Package also receive access to the rewards program that includes 5 percent cash bonuses on travel booked through the travel reservation service. The plan also includes up to $10,000 in Accidental Death and Dismemberment Insurance and a discount vision and prescription plan, states BB&T.Learn more about Bank Accounts