What Are the Benefits of the H&R Block Emerald Prepaid MasterCard?


Quick Answer

The Emerald Prepaid MasterCard from H&R Block can be used to make purchases and payments everywhere that MasterCard debit cards are regularly accepted, according to H&R Block. Cardholders can also use the MasterCard to withdraw cash from ATMs and can directly deposit their tax refunds to their card balance.

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Full Answer

The Emerald Prepaid MasterCard also involves no setup fee, monthly activity fee, overdraft fee, purchase fees or charges for contacting customer services, as stated by H&R Block. Cardholders can also directly apply their direct deposit for payroll and other payments to their card, and can reload the card at a number of retail locations such as Walmart and Dollar General. Customers can find a list of locations using the card's dedicated mobile application, which cardholders can also use to deposit checks digitally. Cardholders can also check their balance using the mobile application or online from their personal computer. Cardholders can also reload their card using electronic transfers on a preauthorized or unscheduled basis.

Other card features include cash back with purchases made at most retailers without a charge, says H&R Block. Cardholders also have access to Emerald Cash Rewards that offer bonuses when using the card at various retailers without requiring coupons or points. The card's balance is also protected from unauthorized use stemming from theft and fraud as a part of the standard MasterCard Zero Liability policy.

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