Some benefits of getting an H&R Block Emerald Prepaid MasterCard include the waiver of some fees, H&R Block Emerald Cash Rewards and multiple ways to add money to the account. Funds are Federal Deposit Insurance Corporation insured and the U.S. MasterCard Zero Liability policy safeguards account holders against fraud and theft, notes HRBlock.com.
Customers can open an account at any H&R Block office using their tax refund. The H&R Block Emerald Prepaid MasterCard has no setup fee, no monthly overdraft fee, no activity fee and no fees on purchases as of 2015. Customer service calls are also available at no charge to the card holder.
H&R Block Emerald Cash Rewards offers account holders cash rewards at many popular merchants. There are no points to track or coupons to present; all card holders need do is use the card for purchases and the cash is automatically added to their accounts, states HRBlock.com.
To reload funds onto the H&R Block Emerald Prepaid MasterCard, card holders can have their employer use direct deposit of their payroll benefits. Customers can also add government benefits or unemployment funds directly onto the card. Other reload options include visiting an approved Reload Network or sending funds from a linked checking account. Reload Networks are available at many local Wal-Marts, Dollar Generals and 7-Elevens.