Q:

What are the benefits of a First National Legacy credit card?

A:

Quick Answer

The benefits of a First National Legacy credit card include protection over purchases, no deposit needed to access a line of credit and the ability to view account activity through a secure login, according to First National Credit Card. The card offers convenience in cashless transactions.

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Full Answer

The First National Legacy credit card provides protection against loss, damages and theft, reports Credit Card Forum. As of 2015, if the card goes missing, the company covers any fraudulent purchases with zero liability. The card also includes cash advances in the credit limit. Customers can withdraw the money from any ATM that accepts Visa cards.

Customers do not need a deposit to access a line of credit, notes First National Credit Card. Additionally, timely repayment results in an increased credit limit, which then reduces the annual percentage rate on the credit. Customers can use the First National Legacy credit card to improve their credit histories.

Cardholders can check account activity with the card through a secure login, explains First National Credit Card. The secure login provides updated statements, any scheduled automatic payments and support. Cardholders can set up text and email alerts to notify them of all of the card's transactions, ensuring that they keep track of activity taking place on their cards.

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