Q:

What are some benefits of Fidelis Care health insurance?

A:

Quick Answer

Fidelis Care states that the benefits of its health insurance depend on its type. Fidelis offers platinum care with lower out-of-pocket costs than other plans, and it offers catastrophic coverage and Native American insurance coverage.

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Full Answer

On its site, Fidelis Care offers New York State-sponsored health insurance programs for New York residents of all ages and stages of life. Residents can shop for Fidelis Care insurance on the Official Health Plan Marketplace webpage.

Fidelis Care advertises Child Health Plus, which is insurance for children under the age of 19. This plan provides low-cost or free comprehensive coverage for almost all children in the state of New York, regardless of their family income. Fidelis Care also offers a Medicaid Managed Care plan for children and adults who meet the resource, income, disability and age requirements. Its Native American coverage is for people within 300 percent of the Federal Poverty Line.

Fidelis Care also explains its Medicare Advantage and Dual Advantage products; Dual Advantage is for people eligible for both Medicare and Medicaid. As of 2015, these benefits include no copayments for generic drugs, no prescription drug deductible and no copayments for visits to a primary care doctor. Some of these plans have no monthly premium.

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