What Are Some of the Benefits of Extend Health Insurance?


Quick Answer

The benefits of extended health insurance in Canada include hospital care, additional prescription coverage and paramedical services. These plans can be bought separately from employer-provided plans through a private company or, in some cases, the employer may offer additional choices, as shown by the University of British Columbia's website.

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Full Answer

Consumers have numerous choices in the insurance market. The number of options and features will vary between providers. Insurance seekers looking for extended benefits can choose a private company like Sun Life Financial, although employers like University of British Columbia and The Co-Operators also offer these kinds of programs.

Sun Life Financial offers additional hospital care benefits such as semi-private rooms, prescription drug coverage, medical equipment, private nurse care, out-of-area coverage and vision coverage, according to its website. The choices for what items are in the customer's plan are optional, allowing customers to choose the options they want in their coverage.

The extended coverage offered by employers may not be as flexible. These are often in remade packages. These packages include the same features as a private provider, but the cost and the combinations of features may require taking on unwanted features or paying for a larger package than desired. These options will vary depending on the employer, its insurance provider and what is currently provided in its main insurance packages.

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