Some of the benefits of using Epoch to process payments include risk management, avoiding hold-back fees and not having to go through risk assessment with the bank. The company processes credit cards, debit cards and many other types of payment processing, notes Epoch.com.
Using a service such as Epoch keeps customers from having to go through a bank and have their business assessed. An assessment, especially for new businesses, can mark them as high risk for the bank to do business with. High-risk clients may require a deposit or a reserve account, which does not always get refunded back to the business. Merchant services through banks do not generally offer the number of products that Epoch does.
Epoch is also able to process international payments as well as local ones, according to Epoch.com. The payment forms automatically populate in more than a dozen languages and currency is converted to the shopper's local currency automatically. The customers can completely customize what features and services they want to use on their websites. Customers can decide how much information to require from site users, from full address to the bare minimum. The service can also be used for one time, reoccurring, one click and per unit purchases, which makes it work well with almost any kind of business.