An Edward Jones personal credit card has many benefits for its user, including loyalty points, no annual fee, and ScoreBoard online reporting, which is a free tool to manage and track expenses. Edward Jones offers two varieties of personal credit cards, both of which are issued by MasterCard.
The two types of personal credit cards from Edward Jones Investments are the Edward Jones World MasterCard and the Edward Jones World Plus MasterCard. The World Plus card has a higher variable interest rate, but it accrues loyalty points that the cardholder can redeem for travel or gift cards at a higher rate. The World MasterCard has a lower interest rate, offers zero interest for 12 months on balance transfers and offers bonus loyalty points under certain spending criteria.
Both cards come with MasterCard's fraud protection services, travel accident insurance and 24-hour concierge service. In addition, the cardholder can use loyalty points to make cash deposits directly into Edward Jones investment accounts.
For businesses, the Edward Jones Business Plus MasterCard offers many of the same benefits as personal cards, including no annual fee, zero interest or fees on balance transfers for 12 months, and loyalty points that the cardholder can use for investing or redeeming for statement credit.