Some of the benefits included in insurance plans from Delta Dental are pre-negotiated pricing on exams and patient protection services, notes the company's website. However, Delta Dental features several different plans for dental and vision insurance that have different benefits.
Delta Dental offers insurance plans for employers, individuals and families. The Delta Dental Premier network for employers ensures that dentists do not bill patients a larger amount than the pre-negotiated fees. In this plan, patients must choose from dentists within the network, explains DeltaDental.com. The Delta Dental PPO plan offers the same guarantee, but patients can visit dentists outside the network. However, additional savings are available for visits to dentists within the network. The Delta Care USA product plan restricts enrolled patients to choosing from a panel of primary care dentists, but these patients pay minimal fees or nothing in co-payments for preventive care services.
For individual and family plans, the benefits and costs vary by state, according to Delta Dental's official website. For families, individuals and groups that do not have dental benefits through their insurance providers, Delta Dental offers a discount program called Delta Dental Patient Direct. These patients pay discounted fees at the time of service. The DeltaVision plan is only available in select Delta Dental markets, as of 2016. These vision plans commonly offer pre-negotiated costs for professional eye exams, eye glasses, contact lenses and laser vision correction.