Some benefits covered under the Cigna Medicare Supplement Insurance Plan F are 100 percent coverage of Medicare part A coinsurance after deductible, Medicare part B coinsurance or copayment after deductible, first three pints of blood, part A hospice care coinsurance or copayment, skilled nursing facility care coinsurance, Medicare part A deductible, Medicare part B deductible and Medicare part B excess charges. The Cigna Plan F also covers 80 percent of foreign travel emergency expenses, according to Cigna.
Cigna Medicare Supplement Insurance Plan F allows for patients to have semi-private room and board, general nursing and other services under the Medicare part A coinsurance policy benefit. This benefit is active for hospital costs for up to 1 year after Medicare benefits have ended, states Cigna.
This plan pays for 100 percent of hospice expenses for patients with the exception of a copay. This includes costs for both outpatient drugs and inpatient respite care. A doctor must provide certification of terminal illness for a patient to meet the requirements to receive this benefit.
The foreign travel emergency coverage is intended for medically necessary emergency treatment needed outside of the United States during the first 60 days of any given trip. This benefit will not exceed $50,000 over the course of a lifetime, and policy holders must pay $250 per calendar year for this benefit.