Q:

What are some benefits covered under BlueCross BlueShield insurance?

A:

Quick Answer

Blue Cross Blue Shield offers a variety of benefits based on the type of program selected. The BCBS PPO Basic plan offers zero deductibles during a calendar year, free preventive dental care and low fees for preventive care, according to Blue Shield of California. Other benefits include free prenatal care.

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Full Answer

Blue Cross Blue Shield plans cover a wide range of inpatient and outpatient health care procedures. All BCBS plans cover essential health benefits, including hospital visits, emergency care, pre-specified prescription medication, radiology services such as MRIs and X-rays, and specialist care, including surgeons and mental health professionals, according to BCBS of Georgia.

BCBS plans offered to federal employees include free annual health evaluations and no copays on preventive services, according to the BCBS Federal Employee Program. BCBS PPO programs offer benefits such as 100 percent coverage of routine physical examinations performed in network hospitals, according to Boston University.

The BlueCard Program gives members access to international hospitals within the BCBS network. The BlueCard Worldwide program extends coverage to patients in approximately 200 countries, according to BCBS. Blue Cross Blue Shield programs are accepted by over 90 percent of all physicians, health care chains and independent practitioners in the United States.

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