What Are the Benefits of a Conoco Phillips 66 Credit Card?

As of March 2015, the new Phillips 66-Conoco-76 commercial credit card offers online account management, revolving credit, detailed monthly statements, no annual fees and in-station options that don't require a card. The company also offers personal options that provide per-gallon discounts for gasoline purchases.

The Phillips 66 personal credit card provides cardholders with a 10 cent credit for each gallon of gasoline purchased during the first 90 days. After this introductory period, the card provides 5 cent credit back for each gallon purchased, and a 45-gallon minimum for participation kicks in.

The Phillips 66 Fleet card provides 5 cent credits on volume purchases of fuel. This card is designed for business use, catering to companies with high travel volumes. Benefits of this card include online management and tax exemption capabilities, allowing businesses to track use through quick and accurate reporting.

The Phillips 66 Universal card is accepted at 90 percent of fueling locations throughout the U.S. and over 45,000 service locations, including those that accept Wright Express. Drivers gift cards and business gift cards are also available, with balances good for fuel and other items within qualifying locations. These cards are available with load amounts of $20, $50, $100 or $250.

Phillips 66 also features a Kickback Rewards card that allows users to get points for purchase at Phillips 66 locations. These cards are free and allow cardholders to redeem points for prize giveaways.