What Are the Benefits of CompBenefits Dental Insurance?


Quick Answer

CompBenefits Insurance dental benefits include custom-made and flexible plans, according to CompBenefits' official website. The insurance also provides members with access to many dental professionals, including dentists, endodontists, periodontists, orthodontists, prostodontists and oral surgeons.

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Full Answer

As of July 2015, the available dental insurance plans are AdvantagePlus Plans, C Series DHMO, CS Series DHMO, PPO and Scheduled plans, notes CompBenefits. Another benefit of dental plans from CompBenefits is the availability of discounted plans. These discounted plans have no hidden costs and scheduled co-payments. Patients receive 20 to 50 percent off dental procedures and 20 percent off specialized services.

All of the discount dental plans are network-based, according to CompBenefits. The dental professionals within the network include general and specialized dentists. To receive the discount, the patient must see one of the approved in-network dental professionals because these professionals have agreed to the discount percentages between 20 percent and 50 percent depending on the type of service being performed. If a patient has a dental service performed by an out-of-network professional, they do not receive the discounted price.

To use one of the discounted dental plans, the patient pays the co-payment during the visit, according to CompBenefits. The patient is billed the discounted rate on the date of service so that the bill includes immediate savings. Additionally, the patient doesn't need to send in additional forms later for reimbursement.

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