Benefits of the Citi Simplicity card include no annual fee and a zero percent annual percentage rate for the first 21 months as of 2015, according to Citigroup. Additional services include insurance coverage for rental cars in any country and access to customer service 24 hours per day.
Added benefits include identity theft protection and zero liability for fraud purchases made with the Citi Simplicity card, as detailed by Citigroup. Citi Price Rewind is a shopping perk that does comparison shopping for cardholders. If the same item previously purchased within the last 60 days is found at a lower price, the price difference is refunded to the Citi Simplicity card, although refund limits do apply.